Best ways to send money to India

To understand how to send money to India, you must know many ways to transfer cash. Not all options for sending money to a bank may be acceptable for users, considering various aspects: the amount of commissions, terms of receipt, restrictions on amounts, etc. This article will look at the best rate to send money to India using various financial services.

Introductory information

Thanks to international money transfers, it is possible to send money to almost any country, given the fastest way to send money to India. Indeed, for many, the priority of the best online money transfer is small fees for the transfers provided.

To decide on the option of sending funds, it is recommended to rely on the following aspects:

  • Speed of sending money – if the user’s priority is the transfer speed, then he should choose the fastest way to send money to India.
  • Currency exchange rate – all financial systems have an individual exchange rate; paying attention to this when sending large amounts is significant.
  • Commission percentage – It is important to note that sometimes commissions depend on the amount of funds sent and the sender’s location. But there are services with fixed commissions.
  • Comfort of using the service – an essential factor is the convenience and clarity of using the payment system.

Next, we will look at various payment systems, and you can choose the best way to send money to India.

Guide to financial transfers

To transfer money or rewards to a bank account, choose the most suitable financial system for sending funds to India. Let’s consider these options.

Automated shipping via Hubstaff

Hubstaff is a specialized program that takes into account time per second. It is the best app to transfer money to India. The user is allowed to set hourly rates and pay for the work of a group of specialists, even if their payment options differ. Whether PayPal, Wise, or other payment services, it is possible to automate the payment process and send funds only after your confirmation.

This system ensures sending finances quickly and safely. Plus, Hubstaff is a cheap money transfer to India. The user will also be able to take advantage of additional functionality that ensures high performance.


The best way to send money to India is to use Transfast, which offers the ultimate online transfer convenience. It is enough to enter the currency and indicate where the finances will be sent to begin the transfer process.

This payment system maintains relationships with many banks and cash points in its network. Therefore, almost every country provides the opportunity to use Transfast. It makes it much easier to receive money even without an Internet connection. It is the best rate to send money to India through a bank because the sending will be free. The service is one of the most reliable for more than 25 years. The funds will be transferred to the recipient within 3-5 business days. When using a bank card best for transfers, commissions are charged.


It is a reasonably cheap money transfer to India. Most payment processors offer international ratios (conversion), but Wise offers the actual exchange rate. Even though sending money will be cheap, there are some inconveniences when making a transfer:

  • sending funds may take several days;
  • you need to confirm your current account;
  • there is no status to track receipt.

Such apps to send money to India are for those who do not care about the timing of the transfer but are saving on commission matters.

Xoom is the best way to send money to India in minutes. PayPal supports this payment service. It is worth noting one crucial feature – using Xoom, the transfer of finances is carried out from the network to offline mode. Therefore, to receive funds it is enough to complete the transfer process. There is also no need for the recipient to have a bank account or be connected to the network.

Xoom has the best app to transfer money to India.
The commission size is fixed and does not depend on the funds sent. If you have any questions, the customer support service is available 24/7. Please note that you can transfer up to 2999 USD per day using this service. Due to rounding of rupees, commissions may be higher. Therefore, there are best money transfer rates to India than this one, but it is the fastest.

Individual checks

Let’s look at how to send money to India using personal checks. This option is reliable, but it requires an ample gap time. By the way, if an individual bill did not reach the recipient (for example, it was lost in the mail), then you can cancel it; compared with other sending options, this is correct.

The long time for cashing out is because a thorough bank check will be performed. Therefore, there are other best money transfer rates to India. But such a transfer of funds is safe. You must also pay additional exchange fees, especially if you transfer considerable savings. Please note that only some international banks accept foreign checks.

Telegraph transfer

Let’s look at how to transfer money to India using telegraphic transfer. It is the most traditional and oldest transfer option. Since this option is no longer so relevant, we will still list the steps necessary to carry out a telegraphic transfer:

  • you need to go directly to one of the bank branches;
  • provide all information about the recipient (in case of an error, sent funds cannot be returned);
  • pay commissions to the bank.

Please note that each bank sets its transfer terms, and finding out about this in advance is advisable. It is the best money transfer to India if reliability is important to you.

By email

Let’s look at how to send money to India using email. This option is simple, but you need to do the following:

  • fill out the form on the bank’s website;
  • indicate the recipient’s email address;
  • answer the security question.

For the recipient to be able to withdraw the money, he must also answer the secret question, and only then will the process of sending funds begin. This entire procedure can take up to five days, but no additional payment will be required. It is the best money transfer to India for the sender but only sometimes for the recipient. It is due to various fraudulent activities, so you must be careful when using email addresses.

STB Union

It is the best way to send money to India because there are high-security requirements, and the transfer takes place in a few minutes. The opportunity is provided for online transactions and offline payments to make transfers more comfortable.

Apps to send money to India, like STB Union, allow you to send funds anywhere in the world. The application is fully optimized and also has multifunctionality. Therefore, bank transfers will be easy for the sender.


The MoneyGram payment service provides the best rates for wire transfers to India. It is worth noting that sending money will take at most ten minutes. In addition, the system is designed in such a way that it prevents cyber hacking attempts. This service is stable because it has provided payment services for over 80 years.

Provided the money is credited to a bank account, no commission is charged or will be minimal. This system operates in more than 200 countries around the world. Please note that each country has different conditions for providing the necessary documents for the transfer.


Let’s figure out how to transfer money to India using the PayPal payment service. This service allows you to make transfers without using a credit card or bank account. Thanks to the advanced search, a reasonably accurate transfer is performed, and each user has a personal link and QR code. There is no commission to use this service, but you will have to pay for commercial purposes. PayPal also provides the best money transfer rates to India.

Thanks to encryption technology, PayPal makes money transfers safe and secure. The approximate transfer time is three days. To prevent the actions of attackers, the system can be used after the required data has been fully provided. Otherwise, the account will not be allowed into the system.

Western Union

This payment system is very safe and convenient. Western Union branches can be found in many countries. The daily minimum transfer is up to 50,000 USD to most Indian banks. If the payment is without commission, sending the transfer may take up to a week. Those needing more urgent payment delivery will have to pay a commission. Please pay attention to the commission percentage; sometimes, it may be unfavorable about the payment amount sent.

NRE NRI Account

They are designed for Non-Resident Indians who must remit their overseas income to India. Notably, funds can be credited in American dollars and received in Indian rupees. As long as the sender is an external non-resident, it is exempt from transfer fees. To use such a system, you must create an account and wait approximately seven days for the transfer to be processed.

Since the account is opened in Indian rupees and the exchange rate is subject to systematic fluctuations, this may not benefit the recipient.


We’ve looked at the best ways to send money to India, but each option has advantages and disadvantages. The main thing is to decide on your priorities, and choosing a payment system will be easy. Remember to find out about all the requirements of these services and banks to be aware of upcoming commissions and transfer sending deadlines.